Preheat oven to 400 degrees. Grease 12 muffin cups or line with paper muffin liners.
2
In a large bowl, combine flour, 3/4 cup of sugar, baking powder, salt, and chocolate chips. Add egg, milk, oil; stir just until batter us moistened. Spoon batter into prepared muffin cups, filling about 3/4 full.
3
In a small bowl, stir together 3 tablespoons white sugar and 2 tablespoons brown sugar. Sprinkle over muffins.
4
Bake in preheated oven for 18-20 minutes, until golden brown. remove immediately from pan.