1) Combine all of the ingredients except ham and cheese, and allow to rest for 30 minutes; this gives the whole wheat flour a chance to absorb the liquid.
2
Mix and knead — by hand, mixer, or bread machine — to make a smooth, soft dough.
3
Transfer the dough to a bowl, cover it, and let it rest at room temperature for 30 minutes. Refrigerate overnight, or for about 18 hours; a bit longer is fine. Handy schedule: Make pizza dough at 8 p.m., and refrigerate until 4 p.m. the next day. Shape, let rise for 2 hours, and bake at 6 p.m.
4
Divide dough into 24 pieces. Roll/pat each piece into a 6-inch circle. Top half of each circle with filling of choice, keeping back from edges so it will seal well. Fold the other 1/2 of circle over the filling and pinch sides together or seal with a fork.
5
Prick a couple steam vents in the tops, and bake for 20 minutes at 375 degrees F.