Combine sugar and butter. Add bananas and applesauce mix thoroughly. Add flour and baking soda. Add both seeds and chips. Spray 2 loaf pans with canola oil spray. Pour batter into both pans and sprinkle the top of each loaf with wheat germ. Bake at 350 for 45 minutes to 1 hour on middle rack until tops are browned and the loaves are firm when touched, or toothpick comes out clean.